Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure.
Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose.
Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers.
Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death.
Mesothelioma treatments and Mesothelioma clinical trials and tests
There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques.
Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising.
Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm.
A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body.
A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells.
A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis.
With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests.
At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims.
Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients.
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- Salat berjamaah memiliki keutamaan hingga 27 derajat dibanding salat sendirian. Ibadah ini umumnya dilakukan di masjid dan bisa juga di rumah bersama keluarga.
- Syarat utama dari salat berjamaah adalah dilakukan oleh dua orang atau lebih, yang terdiri dari imam dan makmum.
- Imam merupakan pemimpin shalat yang posisinya berada paling depan. Sementara makmum berada di posisi belakang dan mengikuti imam. Baik imam maupun makmum, memiliki aturan masing-masing saat salat berjamaah berlangsung.
- Berikut Delapan Kesalahan Makmum Dalam Shalat Berjama'ah:
- 1. Pakaian Tidak Diperhatikan Ketika Mendatangi Shalat Berjama'ah.
- Segala puji bagi Allah yang berfirman:
- "Wahai anak Adam!! Pakailah pakaianmu yang indah di setiap memasuki masjid." (QS. Al-A'raf : 31)
- Beberapa pakaian yang tidak pantas dipakai untuk menghadap Allah ke masjid, diantaranya adalah:
- Berpakaian isbal. Isbal adalah menjulurkan pakaiannya baik jubah, celana, sarung, dll sampai ke bawah mata kaki.
- Memakai baju yang ada gambarnya.
- Tidak memakai penutup kepala.
- Memakai pakaian yang ketat.
- Memakai baju terbuka pundaknya.
- 2. Mendahului Gerakan Imam.
- Rasulullah s.a.w bersabda :
- 'Tidaklah takut orang orang yang mengangkat kepalanya sebelum imam akan Allah ubah kepalanya menjadi kepala keledai." (HR. Bukhari - Muslim)
- Kewajiban saeorang makmum terhadap gerakan imam adalah mengikutinya, bukan mendahui maupun berbarengan dengan gerakan imam.
- 3. Tidak Merapikan & Merapatkan Shaf.
- Rasulullah bersabda;
- "Demi Allah s.w.t , sungguh kalian akan merapatkan shaf-shaf kalian atau Allah akan mencerai beraikan hati-hati kalian." (HR Abu Daawud)
- 4. Meninggalkan Shalat Tahiyyatul Masjid.
- Shalat tahiyyatul masjid adalah shalat dua rakaat yang dilakukan sebelum duduk sebagai penghormatan terhadap masjid. Sabda Nabi s.a.w,
- "Jika diantara kalian masuk masjid, maka shalatlah dua raka'at sebelu duduk."(HR. Bukhari)
- 5. Tetap Melanjutkan Shalat Sunnah Walaupun Telah Iqamat.
- Sabda Nabi s.a.w;
- "Jika shalat telah ditegakkan maka tidak ada shalat kecuali shalat wajid." (HR. Muslim)
- 6. Berjalan Terburu-buru Ketika Hendak Ke Masjid.
- Rasulullah s.a.w bersabda:
- "Apabila engkau mendengar iqamat, maka pergilah engkau ke tempat shalat itu, & engkau haruslah berlaku tenang & bersikap sopan, & janganlah engkau tergesa-gesa, apa yang engkau dapat dari shalat imam, maka shalatlah engkau seperti itu & apa yang engkau ketinggalan, maka sempurnakanlah."(HR. Bukhari)
- Ketika hendak mendatangi masjid harus dengan tenang & sopan, hal ini termasuk adab islam.
- 7. Memakan Makanan Yang Bau.
- Shalat berjama'ah ke di masjid setelah memakan makanan yang berbau dapat menganggu manusia. Seperti sabda Nabi s.a.w;
- "Barang siapa makan bawang putih atau bawang merah, maka janganlah ia mendekati masjid kami & hendaklah ia shalat di rumahnya, karena sesungguhnya para malaikat itu juga terganggu dengan apa-apa yang menggangu manusia." (HR. Bukhari - Muslim)
- 8. Tidak Memperhatikan Kerapian dan Kelurusan Shof
- Kesalahan pertama yang sering dilakukan oleh makmum dalam pelaksaan shalat adalah tidak memperhatikan kerapian dan kelurusan shof.
- Rosululloh shollallohu alaihi wasallam telah bersabda yang artinya,
- "Sebaik-baik shof bagi laki-laki adalah yang paling depan, sedangkan shof yang paling buruk adalah yang paling akhir. Sedangkan shof yang terbaik bagi wanita adalah paling belakang dan yang paling buruk adalah yang paling depan." (HR. Muslim).
- Namun sangat disayangkan karena sebagian besar kaum muslimin tidak berlomba-lomba untuk mendapatkan kebaikan ini. Mereka justru menghindari dan enggan untuk shalat di shof pertama dan malah mempersilahkan orang lain untuk berada di shof depan.
- Tidak hanya itu, kesalahan makmum lainnya yang sering muncul ketika melaksanakan shalat berjamaah adalah tidak meluruskan ataupun merapat shofnya. Padahal Rasulullah SAW bersabda yang artinya,
- "Luruskan shof-shof kalian, karena lurusnya shof termasuk kesempurnaan sholat." (HR. Bukhori Muslim)
- Demikianlah penjelasan mengenai kesalahan-kesalahan yang sering dilakukan oleh makmum ketika dalam melaksanakan ibadah shalat. Semoga artikel ini bermanfaat dan menjauhkan diri dari perbuatan-perbuatan yang tidak sesuai dengan ajaran Allah dan Rasul-Nya.
As far as I am concerned, one of the primary reasons the washout rate for small business owners is so high is because too many investors fail to place enough emphasis on getting the maximum return on every dollar and hour that they put into their small business. Instead, they seem to be more concerned about frivolous stuff like the color of their business cards. In any small business endeavor, a lack of focus, coupled with the inability to prioritize tasks, is a recipe for failure. So, too, is the type of complacency that breeds an "if it ain't broke, don't fix it" mentality, which usually results in a stagnant business that's barely able to keep its head above water. That's why to my way of thinking, the catch-phrase "easier, faster, and cheaper" should be the mantra of every real estate investor in America. I say this because I've learned the hard way that for me to consistently achieve the highest possible rate of return on the money and time that I invest in my business, I must continually analyze, refine, and tweak every aspect of my operation, to make it easier, faster, and cheaper to run. Nowadays, I think of my business as a high performance automobile engine, which must be finely turned and calibrated to run at its optimum speed and maximum efficiency. I can tell you from experience that in order to operate a small business at maximum efficiency and profitability, it takes:
1. Personal and financial discipline.
2. Organizational skills.
3. Management know-how.
4. Meticulous planning and attention to detail.
5. Prioritization of tasks according to their profit potential.
6. Maximum use of available technology.
7. Accurate record keeping.
8. Maximum use of all the tax benefits that are available to small business owners.
It Takes Discipline to Operate a Business at Maximum Efficiency and Profitability
It takes a combination of personal and financial discipline to operate a small business at maximum efficiency and profitability. First, you need to have the initiative and self-discipline that's required to be successfully self-employed. You must work smart, so you don't waste your valuable time doing grunt-type tasks that can be hired out. In other words, don't spend your time cleaning up trash around your office when you should be out searching for customers. Second, you need to possess the financial discipline that's necessary to operate your small business at maximum profitability. The only way that you're ever going to be able to keep your spending under control is by:
1. Adopting a bottom-line mentality that's totally focused on maximizing the profitability of your business.
2. Operating your business on a bare-bones budget by buying all equipment, supplies, and services at the lowest available prices in your area.
3. Keeping close track of operating expenses by carefully reviewing all invoices for errors, overcharges, and bogus charges.
Prioritize Tasks according to Their Profit Potential
The number one question that you must continually ask yourself when you're working in your small business is: Is what I am doing right this minute the most profitable use of my time? A lot of people fail as small business owners simply because they're never able to prioritize tasks according to their profit potential. They end up never making a profit because they couldn't distinguish between what's important and what's trivial. As a general rule of thumb, I consider any business function that doesn't contribute directly to my bottom line to be low priority and best left for after business hours. In other words, if the task at hand isn't part of the process of completing a real estate transaction that will eventually end with me going to the bank; I put it off until later in the day.
Avoid Reinventing the Wheel Every Time You Need to Complete a routine Task
Whatever you do, don't fall into the trap of reinventing the wheel every time you need to complete a routine task. The term, reinventing the wheel, refers to re-creating something from scratch. An example of reinventing the wheel would be retyping standard documents, such as purchase agreements, over and over again, instead of storing them in a Microsoft Word document file where they can be printed out as needed. The point here is to work smart by making your operating as streamlined as humanly possible.
Operate Your Small Business on a Bare-Bones Budget
One surefire way to fail as a small business owner is to run your operation in a slipshod manner with no financial controls in place to keep your operating costs from going through the roof.
Do a Cost-Benefit Analysis before You Make a Purchase
I suggest that you do what I always do, before I ever part with any of my hard-earned money, and ask yourself this very poignant question: How exactly is this-(fill-in-the-blank)--going to have a direct impact on the profitability of my business? Unless you can justify to yourself why the purchase under consideration will immediately contribute to your bottom line, you should hold onto your money. This type of decision-making process is referred to in business schools as "cost-benefit analysis," which means that if the cost outweighs the benefit that'll be gained from purchasing an item, it shouldn't be bought. Keep this in mind the next time that you get the urge to splurge.
What You Should Have When You Set Up Shop as a Small Business Owner
I am willing to concede that an owner could possibly run their small business without any of the basic amenities of a modern high-tech office at their disposal. However, it would be a very inefficient operation, and I am willing to bet that most small business owners, in this type of work environment, would end up spending much of their time performing tedious tasks such as retyping the same documents over and over again. I don't know about you, but I've never met anyone who has typed their way to a fortune as a small business owner. As far as I am concerned, every neophyte small business owner, who's really serious about consistently making money in their small business, should have the following six items when they set up shop:
1. Telephone service and a prepaid telephone calling card to make calls on the road from pay phones.
2. Personal computer with Microsoft Windows operating system.
3. Microsoft Word software.
4. Internet connection.
5. Black-and-while laser or inkjet printer.
6. Financial calculator.
It's Hard to Succeed in a Digital World Using Horse-and-Buggy Technology
Computer technology is here to stay, and, if you want to make it as a successful small business owner in today's digital world, you had better embrace the latest technology and learn how to use it to your advantage. So if you happen to be computer illiterate, the very best advice that I can give you is to buy an inexpensive personal computer (PC) and then jump in with both feet and learn how to use it. If someone with a nontechnical background like me can use a computer, anyone can.
What It Takes to Run a Small Business at Maximum Efficiency
According to the Small Business Administration (SBA), 80 percent of all new small businesses fail within five years of opening their doors. More often than not, the cause of failure can be directly attributed to an appalling lack of organization and planning on the part of business owners. I hate to come across as some sort of killjoy, but you just can't throw a business together without any organization and planning and expect it to be an efficient operation. It takes meticulous planning and attention to detail to set up a small business so that it operates at maximum efficiency. The only way that you're ever going to have a smooth running business is by doing the little things right, such as:
1. Maintaining a master to-do checklist to run your business.
2. Computerizing all business documents and records.
3. Setting up your business so you avoid re-creating anything from scratch.
4. Organizing your office so that everything you need is available at your fingertips.
Use a Master To-Do Checklist to Run Your Business
To keep your business operating at maximum efficiency, I recommend that you do what I've done for the past 20 plus years, and maintain a master to-do checklist. I keep my checklist on my computer in a Microsoft Word file. It serves as a combination checklist and appointment calendar. For example, each entry that I make on my checklist, lists the task or appointment along with the completion or meeting date. This way, nothing slips through the crack and tasks are completed on time and appointments are kept.
Deduct Your Home Office as a Business Expense
In order for a home office to qualify as a business deduction for federal tax purposes, it must be used regularly and exclusively for business purposes. For example, if you're a part-time real estate investor and a full-time school teacher, who has a home office that you claim as a real estate investment business expense, but you use your office for both your real estate investment business and for grading student papers, your home office deduction would be disallowed if you were ever audited by the Internal Revenue Service (IRS). The IRS would do this because your home office isn't being used exclusively for business purposes. The best way to make certain that your home office will pass muster with the IRS is to regularly use the space you're claiming as your home office exclusively as your principal place of business. I comply with the IRS home office use rules by having a home office that's located in a separate building behind my home-approximately 40 steps one way-and used exclusively for business purposes. My compact home office measures a measly 10 feet long by 10 feet wide and is a scant 100 square feet in size, but it serves its purpose quite well. I like this arrangement, as it allows me to separate my business from my personal life. For more information on how to deduct your home office as a business expense, read IRS Publication 587, Business Use of Your Home, which is available online at the IRS Publications and Forms Web site.
Accurate Record Keeping Is an Integral Part of Running an Efficient Business
Maintaining accurate records is an integral part of running any type of successful business. Yet, it's probably the most overlooked aspect of the real estate investment business. For many small business owners record keeping is last minute ritual that's performed annually around 8 P.M. on the fourteenth of April, and forgotten about the other 364 days of the year. Needless to say, this is definitely not the smart way to run a business. Here's a listing of the five types of records that real estate investors must maintain in order to have a smooth and efficiently running business:
1. Income records: Income records include monthly income and expense statements, bank statements, and accounting records documenting all of the income generated by your real estate investment business.
2. Expense records: Expense records include paid invoices, bank statements, cancelled checks, and accounting records documenting all of the expenses associated with operating your business.
3. Property records: Property records include mortgages, deeds of trust, promissory notes, grant and warranty deeds, surveys, purchase agreements, property appraisal reports, closing documents, easements, blueprints, certificates of occupancy, construction warranties, building material warranties, equipment warranties, building inspection reports, termite and pest inspection reports, and utility services account information.
4. Insurance records: Insurance records include property and casualty insurance policies, title insurance policies, workers' compensation insurance policies, flood insurance policies, liability insurance policies, umbrella insurance policies, automobile and truck insurance policies, pest control insurance policies, and equipment insurance policies.
5. Tax records: Tax records consist of property tax assessment notices, property tax payments, federal tax returns, federal withholding-tax payments, state tax payments, and county and city occupational license fee payments.
Store Original Copies of Records and Documents in a Safe Deposit Box
I recommend that you photocopy or scan all of your important property related records and documents onto a CD-ROM and store all of the original copies in a safe deposit box. This way, you'll have all of your original records and documents in a safe, secure, off-site location where they can be easily located in case of an emergency.
Use Generally Accepted Accounting Practices to Maintain Financial Records
Over the past couple of years, there have been a slew of court cases involving fraudulent accounting practices in which CEOs and other corporate higher-ups "cooked the books" to prop up the value of their company's stock. Unless a stay at a "Club Fed" facility appeals to you, it's best that you stick with generally accepted accounting practices instead of using creative accounting methods, which are based on fuzzy mathematics. In basic accounting jargon, the term generally accepted accounting practices (GAAP) refers to accounting principles and practices that are standard in a certain industry. The best way that I know to keep bookkeeping straight is to use an off-the-shelf computer software accounting program such as QuickBooks financial software. This way, all you have to do is enter your financial data and the software does the accounting functions and balances the books and makes it easy for you to:
1. Identify the source of receipts.
2. Keep track of tax-deductible expenses.
3. Document expenses claimed on tax returns.
4. Prepare tax returns.
Deduct All Business-Related Travel Expenses
Make certain that you deduct the cost of all travel expenses related to running your real estate investment business. The Internal Revenue Service requires that taxpayers maintain automobile mileage logs to document business-related mileage that's claimed on federal tax returns as a business expense. The standard mileage rate that can be deducted from federal taxes for the cost of operating a vehicle on business-related travel changes each tax year.
Depreciate All of the Equipment Used in Your Small Business
In order for your small business to earn a maximum profit, you must take full advantage of all of the depreciation allowed under the Internal Revenue Code. To do this, make certain that you claim the maximum depreciation allowed on all of the equipment used in your business to include:
1. Office furniture and equipment such as computers, printers, and facsimile machines.
2. Software programs for accounting and word processing.
3. Cellular telephones, telephones, and telephone answering machines.
How to Prepare Your Tax Returns
For years, I've advised small business owners to hire a tax professional, such as a certified public accountant, board-certified tax attorney, or an enrolled agent, who is licensed to represent taxpayers before all administrative levels of the Internal Revenue Service to prepare their tax returns. I made this recommendation because of the very real possibility that an unreported glitch in an off-the-shelf tax preparation software program could cause an investor's tax return to be audited. And then the investor would be on their own, as no one from the tax preparation software company is going to represent them in front of the Internal Revenue Service during an audit. However, I've had a change of heart after using the Turbo Tax Business tax preparation software program, which is made by Intuit, Inc., to prepare my federal tax returns. I've found Turbo Tax Business to be relatively easy to use and a fast, safe, and economical way for me to prepare my tax returns in the privacy and comfort of my home office. And it's the same tax preparation program that the enrolled agent, who previously prepared my tax returns, uses. I very seriously doubt that the chance of my taxes being audited has been significantly increased by preparing my own returns. But if you're not comfortable preparing your own tax returns, I recommend that you hire a licensed tax professional to do it for you. For more information of the Turbo Tax Business tax preparation software program, log onto the Turbo Tax Web site.
Use the U.S. Master Tax Guide as a Guide
I highly recommend that you use the U.S. Master Tax Guide as your tax reference guide. It's published annually by CCH Tax and Accounting and is available for purchase online at the CCH Tax and Accounting Web site.
Thomas J. Lucier is a Serial Entrepreneur and best selling author. Visit [http://www.avoidbadrealtors.com] to read more about Thomas J. Lucier, Small Business Strategist and Dealmaker.
Copyright© 2011 Thomas J. Lucier
Article Source: http://EzineArticles.com/expert/Thomas_J_Lucier/1175549
Article Source: http://EzineArticles.com/6531704
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